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I travel quite a bit. Sometimes for business and often times for fun with my family. However, no matter where I go, I always bring my jewelry. I love wearing jewelry because it makes me feel put together.
Jewelry is more than an accessory; it represents who you are and the special moments in your life. Because of this, leaving your jewelry behind when traveling may not be an option. But no matter how careful you are, stones can become loose, hotels are not guaranteed safe places to leave jewelry, and a sandy beach can swallow up a jewel forever. Did you know that can get insurance for your jewelry?
A 2012 survey by Jewelers Mutual Insurance Company found that nearly two-thirds of women will bring or wear expensive jewelry while on vacation, and of those women, over a quarter have lost at least one piece of jewelry. That’s why there’s jewelry insurance.
Before jet-setting on vacation, trust your valuables to Jewelers Mutual– the jewelry insurance experts who’ve been insuring jewelry for more than 100 years. And don’t forget to use these additional tips to keep jewelry safe and sound while traveling:
I always take a few really nice pieces and then mix it up with some of my favorite trendier jewelry. However, I never take my grandmother's wedding rings because I cherish them too much. They are locked in a safety deposit box. I do take my wedding ring because I love to wear it.
I have a list of every piece of jewelry that I own and I always know what I am taking with me. A list makes it easy to contact your insurance company because you can let them know exactly what pieces of jewelry are with you if something goes wrong.
I keep all my jewelry in a travel organizer which ensures that things don't get scratched or broken. I use the Royce Leather Mini Jewelry Case pictured above.
I cannot tell you how many times I started to head out to event only to realize that my jewelry needed a little cleaning before leaving the hotel room. I keep this Connoisseurs Jewelry Wipes Compact with my jewelry at all times. They work well and make my jewelry shine. It also helps to have Polishing Cloths for because you can carry those with you on the go plus they work well for glasses:
I never put my jewelry in my suitcase. Instead it stays with me at all times when traveling. I keep it in my travel bag. I also put my longer necklaces inside my shirt and remove everything else for security screening.
I do the same at hotels until I am in the room and then I:
Use the safe in your hotel room. They are always free and they always provide me with peace of mind.
You never really know when something can happen to your jewelry. I have some pretty nice things that were left to me that I would hate to lose.
You’ll treasure the vacation with Jewelers Mutual’s Perfect Circle® Jewelry Insurance coverage that lets you travel worry-free knowing your jewelry is protected. Comprehensive, worldwide coverage includes repair or replacement for pieces that are lost, stolen, damaged or mysteriously disappears.
Jewelry is a symbol of memories and milestones, and leaving it behind when traveling may not be an option. Insuring your jewelry with Perfect Circle® Jewelry insurance from Jewelers Mutual Insurance Company, the established experts in jewelry insurance, is a way to treasure your vacation. Benefits of Perfect Circle Jewelry Insurance from Jewelers Mutual Comprehensive Worldwide Coverage*: Repair or replacement for jewelry that is lost, stolen, damaged or mysteriously disappears. Coverage also includes loose stones while they are being set by your own jeweler. Standard homeowners’ policies may only provide limited jewelry protection or exclude jewelry damage or loss. Some insurance policies don’t cover loose stones.
Same Kind and Quality: Repaired or replaced jewelry will be virtually indistinguishable from the original, especially important with brand-name jewelry.
Use Your Preferred Jeweler: No need for multiple estimates from various jewelers.
No Deductible Required: And no limits on the value of coverage. A minimum annual policy premium is $25. Rates depend on where you live. But for most people, purchasing coverage from Jewelers Mutual will cost 1-2% of the value of the jewelry. For example, a $5,000 engagement ring could cost as little as $50 in annual premium to protect.
Automatic Coverage: Customers with an existing policy from Jewelers Mutual enjoy up to 30 days of automatic coverage (subject to a limit of up to $10,000) on any newly acquired jewelry items.
Exceptional Customer Service: From applying for a quote to the actual replacement and repair, Jewelers Mutual is known for putting the customer first and expresses sincere compassion in the event of a jewelry loss. Plus, jewelry experts are on staff, including GIATM Graduate Gemologists, whose passion and specialty is jewelry!
Visit and bbtain a free quote using the appraised or suggested value of the jewelry to be insured. While online, apply and purchase a policy in just 10 minutes. An appraisal or proof of value (sales receipt if under $5,000) is required.
Visit the Perfect Circle Jewelry Insurance website to review a sample policy or to add jewelry to a current policy.
Connect with the Perfect Circle Jewelry Insurance on Facebook
Follow @PerfectCircleJM on Twitter
I normally avoid wearing jewelry while traveling because I can’t afford losing it. The tips which you gave are quite useful for the people who wants to wear jewelry while traveling. Taking an insurance of expensive jewelry is a sensible decision.
My quote for my wedding rings was estimated at $52 per year
Total Annual Premium: $1,419